:root {
  --bg: #ffffff;
  --wash: #f6f6f4;
  --ink: #14213a;
  --muted: #5a6475;
  --hair: #d9dce1;
  --metal: #8c6f3d;
  --serif: "Libre Caslon Text", "Iowan Old Style", Georgia, "Times New Roman", serif;
  --sans: "Instrument Sans", "Helvetica Neue", Arial, sans-serif;
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--bg); color: var(--ink); font-family: var(--sans); font-size: 17px; line-height: 1.65; -webkit-font-smoothing: antialiased; }
a { color: var(--ink); text-underline-offset: 4px; text-decoration-thickness: 1px; }
a:hover { color: var(--metal); }
:focus-visible { outline: 2px solid var(--metal); outline-offset: 3px; }
p { margin: 0 0 1.1em; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--ink); color: #fff; padding: 8px 14px; z-index: 10; }
.skip:focus { left: 8px; }

.wrap { max-width: 1120px; margin: 0 auto; padding: 0 32px; }

/* header */
.head { display: flex; justify-content: space-between; align-items: center; gap: 24px; padding: 30px 0; border-bottom: 1px solid var(--hair); }
.brand { font-family: var(--serif); font-size: 23px; color: var(--ink); text-decoration: none; letter-spacing: 0.005em; display: inline-flex; align-items: center; gap: 12px; }
.brand i { width: 14px; height: 14px; border-radius: 50%; border: 1.5px solid var(--metal); display: inline-block; }
.nav { display: flex; gap: 34px; align-items: center; font-size: 15px; }
.nav a { text-decoration: none; color: var(--ink); }
.nav a:hover { color: var(--metal); }
.nav .btn { color: #fff; }
.nav .btn:hover { color: #fff; }

/* buttons */
.btn { display: inline-block; background: var(--ink); color: #fff; font-family: var(--sans); font-weight: 500; font-size: 15px; padding: 13px 26px; text-decoration: none; border: 1px solid var(--ink); letter-spacing: 0.01em; }
.btn:hover { background: #26365a; border-color: #26365a; color: #fff; }
.btn.sm { padding: 9px 20px; font-size: 14px; }
.btn.light { background: #fff; color: var(--ink); border-color: #fff; }
.btn.light:hover { background: #e9ebef; border-color: #e9ebef; color: var(--ink); }
.alt { font-size: 15px; }
.actions { display: flex; flex-wrap: wrap; gap: 16px 30px; align-items: center; margin-top: 34px; }

/* hero */
.hero { padding: 120px 0 96px; }
h1 { font-family: var(--serif); font-weight: 400; font-size: clamp(42px, 6vw, 82px); line-height: 1.05; letter-spacing: -0.02em; margin: 0 0 38px; max-width: 13em; text-wrap: balance; }
.lead { font-size: 20px; line-height: 1.6; color: var(--muted); max-width: 31em; margin: 0; }

/* sections: label on the left, content on the right */
.sec { display: grid; grid-template-columns: 270px 1fr; gap: 0 48px; padding: 72px 0; border-top: 1px solid var(--hair); }
.sec > h2 { font-family: var(--serif); font-weight: 400; font-size: 24px; line-height: 1.25; margin: 0; letter-spacing: -0.005em; }
.sec > h2 small { display: block; font-family: var(--sans); font-size: 14px; color: var(--muted); margin-top: 10px; line-height: 1.5; letter-spacing: 0; }
.sec > .c { min-width: 0; }
.prose { max-width: 34em; }
.prose p:last-child { margin-bottom: 0; }
.note { font-size: 14.5px; color: var(--muted); margin: 18px 0 0; }

/* tables */
table { width: 100%; border-collapse: collapse; font-variant-numeric: tabular-nums; }
.t td, .t th { padding: 15px 0; border-bottom: 1px solid var(--hair); text-align: left; vertical-align: baseline; }
.t th { font-weight: 500; font-size: 14px; color: var(--muted); padding-top: 0; }
.t tr:last-child td { border-bottom: 0; }
.t td.r, .t th.r { text-align: right; }
.t .fee { font-family: var(--serif); font-size: 19px; white-space: nowrap; text-align: right; padding-left: 20px; }
.t .sub { display: block; font-size: 14.5px; color: var(--muted); }
.t .tier { font-family: var(--serif); font-size: 19px; }

/* exhibit */
.exh { border: 1px solid var(--hair); }
.exh .scroll { overflow-x: auto; }
.exh table { min-width: 580px; font-size: 14.5px; }
.exh th { font-weight: 500; font-size: 13px; color: var(--muted); text-align: right; padding: 13px 14px; border-bottom: 1px solid var(--hair); white-space: nowrap; }
.exh td { text-align: right; padding: 13px 14px; border-bottom: 1px solid #eceef1; white-space: nowrap; }
.exh th:first-child, .exh td:first-child { text-align: left; padding-left: 22px; }
.exh th:last-child, .exh td:last-child { text-align: left; padding-right: 22px; }
.exh tfoot td { border-top: 1px solid var(--ink); border-bottom: 0; font-weight: 600; padding-top: 14px; padding-bottom: 14px; }
.exh td.flag { color: var(--metal); }

/* checklist */
.checks { list-style: none; margin: 0 0 26px; padding: 0; }
.checks li { position: relative; padding: 11px 0 11px 36px; border-bottom: 1px solid var(--hair); }
.checks li:first-child { border-top: 1px solid var(--hair); }
.checks li::before { content: ""; position: absolute; left: 2px; top: 17px; width: 15px; height: 9px; border-left: 1.5px solid var(--metal); border-bottom: 1.5px solid var(--metal); transform: rotate(-45deg) scale(.9); }

/* engagements */
.eng { display: grid; grid-template-columns: 190px 1fr; gap: 0 32px; padding: 26px 0; border-bottom: 1px solid var(--hair); }
.eng:first-child { padding-top: 0; }
.eng:last-child { border-bottom: 0; padding-bottom: 0; }
.eng b { font-family: var(--serif); font-weight: 400; font-size: 23px; line-height: 1.2; }
.eng p { margin: 0; max-width: 34em; }

/* closing */
.close { background: var(--ink); color: #e9ebf0; padding: 104px 0; }
.close h2 { font-family: var(--serif); font-weight: 400; font-size: clamp(32px, 4.2vw, 52px); line-height: 1.1; letter-spacing: -0.015em; margin: 0 0 22px; color: #fff; }
.close p { color: #b8c0cf; max-width: 32em; font-size: 18px; }
.close a.alt { color: #e9ebf0; }
.close a.alt:hover { color: #d8c08d; }
.who { margin-top: 36px; font-size: 15px; color: #b8c0cf; }
.who b { font-family: var(--serif); font-weight: 400; font-size: 20px; color: #fff; display: block; }

footer { padding: 38px 0 46px; font-size: 14.5px; color: var(--muted); }
footer .wrap { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px 32px; }
footer a { color: var(--muted); }
footer a:hover { color: var(--ink); }
.flinks { display: flex; gap: 26px; flex-wrap: wrap; }

/* inner pages */
.hero.sub { padding: 88px 0 72px; }
.hero.sub h1 { font-size: clamp(36px, 5vw, 64px); }
.nav a[aria-current="page"] { border-bottom: 1px solid var(--metal); padding-bottom: 3px; }
.mx-wrap { overflow-x: auto; border: 1px solid var(--hair); position: relative; }
.mx { min-width: 640px; font-size: 15.5px; }
.mx th, .mx td { padding: 14px 18px; border-bottom: 1px solid var(--hair); text-align: left; }
.mx thead th { font-family: var(--serif); font-weight: 400; font-size: 18px; color: var(--ink); background: var(--wash); }
.mx td:not(:first-child), .mx th:not(:first-child) { text-align: center; width: 17%; }
.mx tr:last-child td { border-bottom: 0; }
.ck { display: inline-block; width: 13px; height: 7px; border-left: 1.5px solid var(--metal); border-bottom: 1.5px solid var(--metal); transform: rotate(-45deg); margin-top: -4px; }
.no { color: #9aa1ad; font-size: 14px; }
.vh { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.segment-note { font-size: 14.5px; color: var(--muted); }

/* sample report */
.intro-line { padding: 56px 0 28px; max-width: 40em; }
.intro-line h1 { font-size: clamp(32px, 4.4vw, 52px); margin-bottom: 18px; }
.sheet { border: 1px solid var(--hair); padding: 56px 60px; margin-bottom: 96px; }
.sheet .stamp { font-size: 13.5px; color: var(--muted); font-style: italic; margin-bottom: 20px; }
.sheet h2.title { font-family: var(--serif); font-weight: 400; font-size: 36px; line-height: 1.1; margin: 0 0 10px; }
.sheet .meta { color: var(--muted); font-size: 15px; margin: 0 0 30px; max-width: 42em; }
.sheet h3 { font-family: var(--serif); font-weight: 400; font-size: 22px; margin: 44px 0 14px; padding-bottom: 10px; border-bottom: 1px solid var(--hair); }
.kpis { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid var(--ink); border-bottom: 1px solid var(--hair); }
.kpis div { padding: 20px 16px 20px 0; }
.kpis div + div { padding-left: 20px; border-left: 1px solid var(--hair); }
.kpis b { display: block; font-family: var(--serif); font-weight: 400; font-size: 30px; line-height: 1.1; }
.kpis span { font-size: 13.5px; color: var(--muted); display: block; margin-top: 4px; }
.rt { font-size: 15px; }
.rt th, .rt td { padding: 10px 12px; text-align: right; border-bottom: 1px solid #eceef1; }
.rt th:first-child, .rt td:first-child { text-align: left; padding-left: 0; }
.rt th { font-weight: 500; font-size: 13px; color: var(--muted); border-bottom: 1px solid var(--hair); }
.rt tr.sum td { border-top: 1px solid var(--ink); border-bottom: 0; font-weight: 600; }
.rt td.neg { color: var(--muted); }
.cfo-note { border-left: 2px solid var(--metal); padding: 4px 0 4px 22px; max-width: 42em; }
.cfo-note p:last-child { margin-bottom: 0; }
.bars { display: grid; gap: 10px; }
.bar { display: grid; grid-template-columns: 44px 1fr 70px; gap: 14px; align-items: center; font-size: 14.5px; }
.bar i { display: block; height: 10px; background: var(--ink); }
.bar span:last-child { text-align: right; font-variant-numeric: tabular-nums; }
.cal { list-style: none; margin: 0; padding: 0; }
.cal li { display: grid; grid-template-columns: 80px 1fr; gap: 14px; padding: 10px 0; border-bottom: 1px solid #eceef1; font-size: 15.5px; }
.cal li b { font-family: var(--serif); font-weight: 400; }
.fine { font-size: 13px; color: var(--muted); margin-top: 36px; }
.keep { break-inside: avoid; }
.tscroll { overflow-x: auto; }
.tscroll .rt { min-width: 560px; }

@media print {
  .head, footer, .close, .intro-line, .skip { display: none !important; }
  body { font-size: 13.5px; }
  .wrap { max-width: none; padding: 0; }
  .sheet { border: 0; padding: 0; margin: 0; }
  .sheet h3 { margin: 22px 0 10px; font-size: 19px; break-after: avoid; }
  .sheet h2.title { font-size: 30px; }
  .kpis { grid-template-columns: repeat(4, 1fr); }
  .rt { font-size: 12.5px; }
  .rt th, .rt td { padding: 5px 8px; }
  .cfo-note, .bars { break-inside: avoid; }
}

@media (max-width: 860px) {
  .sheet { padding: 28px 20px; margin-bottom: 56px; }
  .kpis { grid-template-columns: 1fr 1fr; }
  .kpis div:nth-child(3) { padding-left: 0; border-left: 0; }
  .kpis div:nth-child(n+3) { border-top: 1px solid var(--hair); }
  .hero.sub { padding: 56px 0 40px; }
}

@media (max-width: 860px) {
  body { font-size: 16.5px; }
  .wrap { padding: 0 22px; }
  .head { flex-wrap: wrap; padding: 22px 0; }
  .nav { gap: 22px; flex-wrap: wrap; }
  .hero { padding: 64px 0 56px; }
  .sec { grid-template-columns: minmax(0, 1fr); gap: 20px; padding: 48px 0; }
  .eng { grid-template-columns: 1fr; gap: 6px; }
  .t .stack-m td { display: block; padding: 0; border: 0; }
  .close { padding: 72px 0; }
  .lead { font-size: 18px; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

@media print {
  .kpis { grid-template-columns: repeat(4, 1fr); }
  .kpis div:nth-child(n+3) { border-top: 0; }
  .kpis div:nth-child(3) { padding-left: 20px; border-left: 1px solid var(--hair); }
  .kpis div { padding-top: 12px; padding-bottom: 12px; }
  .kpis b { font-size: 24px; }
  .sheet h3 { margin: 18px 0 8px; }
  .cal li { padding: 6px 0; }
  .fine { margin-top: 18px; }
}

/* ---------- brand, eyebrow ---------- */
.brand { display: inline-flex; align-items: center; }
.brand img { display: block; height: 40px; width: auto; }
.eyebrow { font-family: var(--sans); font-size: 12.5px; letter-spacing: 0.16em; text-transform: uppercase; color: var(--metal); margin: 0 0 18px; font-weight: 500; }
.eyebrow.dark { margin-bottom: 26px; }
.hero { padding: 104px 0 96px; }
.hero .eyebrow::before { content: ""; display: inline-block; width: 34px; height: 1px; background: var(--metal); vertical-align: middle; margin-right: 14px; }

/* ---------- sample report: v2 ---------- */
.sheet { padding: 0; border: 1px solid var(--hair); background: #fff; box-shadow: 0 1px 0 #eceef1, 0 24px 60px -34px rgba(20,33,58,.38); }
.sheet section { padding: 8px 56px 28px; }
.sheet > section:last-child { padding-bottom: 52px; }
.mast { background: var(--ink); color: #fff; padding: 34px 56px 40px; }
.mast-top { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; padding-bottom: 28px; border-bottom: 1px solid rgba(255,255,255,.16); margin-bottom: 38px; }
.mast-top span { font-size: 12.5px; letter-spacing: .04em; color: #aeb8c9; font-style: italic; }
.mast .eyebrow { color: #c9a96a; margin-bottom: 14px; }
.sheet .mast h2.title { color: #fff; font-size: clamp(34px, 5vw, 52px); line-height: 1.04; letter-spacing: -0.015em; margin: 0 0 34px; }
.meta { display: grid; grid-template-columns: 2.2fr 1fr 1fr 1fr; gap: 0; margin: 0; border-top: 1px solid rgba(255,255,255,.16); }
.meta div { padding: 16px 20px 0 0; }
.meta div + div { padding-left: 20px; border-left: 1px solid rgba(255,255,255,.16); }
.meta dt { font-size: 11.5px; letter-spacing: .14em; text-transform: uppercase; color: #aeb8c9; margin: 0 0 4px; }
.meta dd { margin: 0; font-family: var(--serif); font-size: 17px; color: #fff; }

.sh { display: flex; align-items: baseline; gap: 18px; margin: 46px 0 8px; padding-bottom: 14px; border-bottom: 1px solid var(--ink); }
.sh .n { font-family: var(--serif); font-size: 15px; color: var(--metal); font-style: italic; letter-spacing: .04em; }
.sheet .sh h3 { margin: 0; padding: 0; border: 0; font-size: 28px; letter-spacing: -0.01em; }
.shsub { margin: 14px 0 6px; font-size: 14.5px; color: var(--muted); max-width: 46em; }
.sheet h5 { font-family: var(--sans); font-size: 12px; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); font-weight: 600; margin: 26px 0 8px; }

.tiles { display: grid; grid-template-columns: repeat(3, 1fr); margin: 30px 0 38px; border: 1px solid var(--hair); }
.tile { position: relative; padding: 22px 22px 20px; background: var(--wash); border-right: 1px solid var(--hair); border-bottom: 1px solid var(--hair); }
.tile:nth-child(3n) { border-right: 0; }
.tile:nth-child(n+4) { border-bottom: 0; }
.tile .k { display: block; font-size: 11.5px; letter-spacing: .13em; text-transform: uppercase; color: var(--muted); font-weight: 600; }
.tile b { display: block; font-family: var(--serif); font-weight: 400; font-size: 40px; line-height: 1.08; margin: 10px 0 4px; letter-spacing: -0.015em; }
.tile .d { display: block; font-size: 13.5px; color: var(--muted); padding-right: 100px; min-height: 1.5em; }
.tile .spark { position: absolute; right: 18px; bottom: 20px; }
.tile.hot { background: #fbf8f1; }

.cfo { border: 1px solid var(--hair); border-top: 3px solid var(--metal); background: #fff; padding: 30px 34px 30px; margin: 0 0 10px; }
.cfo .eyebrow { margin-bottom: 12px; }
.cfo .lede { font-family: var(--serif); font-size: 23px; line-height: 1.38; letter-spacing: -0.005em; margin: 0 0 26px; max-width: 34em; }
.cfo .cols { display: grid; grid-template-columns: 1fr 1fr; gap: 0 44px; padding-top: 24px; border-top: 1px solid var(--hair); }
.cfo h4 { font-family: var(--sans); font-size: 12px; letter-spacing: .14em; text-transform: uppercase; color: var(--ink); margin: 0 0 8px; font-weight: 600; }
.cfo p { font-size: 15.5px; line-height: 1.62; margin: 0 0 20px; }
.cfo ul { margin: 0; padding-left: 18px; font-size: 15.5px; line-height: 1.55; }
.cfo li { margin-bottom: 8px; }

.card { margin: 26px 0 8px; padding: 22px 24px 16px; background: var(--wash); border: 1px solid #eceef1; break-inside: avoid; }
.card figcaption { margin-bottom: 8px; }
.card figcaption b { display: block; font-family: var(--serif); font-weight: 400; font-size: 19px; }
.card figcaption span { display: block; font-size: 13.5px; color: var(--muted); margin-top: 2px; }
.card .src { font-size: 12px; color: #5a6475; margin: 6px 0 0; letter-spacing: .02em; }
.chart { overflow-x: auto; }
.chart svg { display: block; }
.chart .gl { stroke: #dfe2e8; stroke-width: 1; }
.chart .ax { font: 11.5px var(--sans); fill: #5a6475; }
.chart .lb { font: 12.5px var(--sans); fill: #14213a; }
.spark { display: block; }

.two { display: grid; grid-template-columns: 1fr 1fr; gap: 0 48px; margin-top: 8px; }
.two > div { min-width: 0; }
.rt tr.sub td { border-top: 1px solid var(--hair); font-weight: 500; }
.rt.strat, .rt.cov { margin-top: 14px; }
.rt.strat td.hot, .rt td.hot { color: var(--brick, #9a4a3a); font-weight: 600; }
.rt.cov td:first-child, .rt.cov th:first-child { width: 36%; }
.rt.cov td:nth-child(5), .rt.cov th:nth-child(5) { text-align: left; padding-left: 18px; }
.ok { display: inline-block; font-size: 12px; letter-spacing: .05em; color: #2f6b4f; border: 1px solid #b9d3c6; background: #f1f8f4; padding: 2px 10px; }
.basis { margin: 26px 0 0; padding-left: 18px; font-size: 13.5px; color: var(--muted); line-height: 1.55; }
.basis li { margin-bottom: 5px; }
.tscroll .rt { min-width: 620px; }
.tscroll .rt.cov { min-width: 700px; }
.rt td.neg { color: var(--muted); }

@media (max-width: 860px) {
  .brand img { height: 32px; }
  .sheet section { padding: 4px 20px 20px; }
  .mast { padding: 26px 20px 30px; }
  .meta { grid-template-columns: 1fr 1fr; }
  .meta div:nth-child(3) { padding-left: 0; border-left: 0; }
  .meta div:nth-child(n+3) { border-top: 1px solid rgba(255,255,255,.16); margin-top: 14px; }
  .tiles { grid-template-columns: 1fr 1fr; }
  .tile:nth-child(3n) { border-right: 1px solid var(--hair); }
  .tile:nth-child(2n) { border-right: 0; }
  .tile:nth-child(n+4) { border-bottom: 1px solid var(--hair); }
  .tile:nth-child(n+5) { border-bottom: 0; }
  .tile b { font-size: 30px; }
  .tile .d { padding-right: 0; }
  .tile .spark { position: static; margin-top: 8px; }
  .cfo { padding: 22px 20px; }
  .cfo .cols { grid-template-columns: 1fr; }
  .cfo .lede { font-size: 20px; }
  .two { grid-template-columns: 1fr; }
  .card { padding: 16px 14px 12px; }
}

@media print {
  @page { size: Letter; }
  .sheet { box-shadow: none; border: 0; }
  .sheet section { padding: 0; }
  .mast { padding: 20px 26px 24px; margin-bottom: 4px; -webkit-print-color-adjust: exact; print-color-adjust: exact; }
  .mast-top { padding-bottom: 14px; margin-bottom: 20px; }
  .sheet .mast h2.title { font-size: 34px; margin-bottom: 20px; }
  .sh { margin: 22px 0 6px; padding-bottom: 8px; break-after: avoid; }
  .sheet .sh h3 { font-size: 22px; }
  .tiles { margin: 14px 0 18px; }
  .tile { padding: 12px 14px; }
  .tile b { font-size: 27px; margin: 6px 0 2px; }
  .tile .d { font-size: 11px; padding-right: 74px; }
  .tile .spark { right: 10px; bottom: 12px; width: 70px; height: 20px; }
  .cfo { padding: 18px 20px; break-inside: auto; }
  .cfo .lede { font-size: 17px; margin-bottom: 14px; }
  .cfo .cols { gap: 0 26px; padding-top: 14px; }
  .cfo p, .cfo ul { font-size: 11.5px; line-height: 1.5; }
  .cfo p { margin-bottom: 10px; }
  .card { margin: 14px 0 6px; padding: 12px 14px 8px; }
  .card figcaption b { font-size: 15px; }
  .card figcaption span { font-size: 11px; }
  .chart svg { min-width: 0 !important; }
  .sheet h5 { margin: 14px 0 4px; font-size: 10px; break-after: avoid; }
  .rt { font-size: 11px; }
  .rt th, .rt td { padding: 4px 6px; }
  .rt th { font-size: 10px; }
  .tscroll .rt { min-width: 0; }
  .two { gap: 0 28px; }
  .shsub { font-size: 11px; margin: 8px 0 2px; }
  .basis { font-size: 10px; margin-top: 12px; }
  .fine { font-size: 9.5px; margin-top: 10px; }
  .cal li { font-size: 11px; padding: 4px 0; }
  .ok { font-size: 9.5px; padding: 0 6px; }
  .tscroll, .two > div { break-inside: avoid; }
}

@media print {
  .meta { grid-template-columns: 2.2fr 1fr 1fr 1fr; }
  .meta div:nth-child(3) { padding-left: 20px; border-left: 1px solid rgba(255,255,255,.16); }
  .meta div:nth-child(n+3) { border-top: 0; margin-top: 0; }
  .tiles { grid-template-columns: repeat(3, 1fr); }
  .tile:nth-child(2n) { border-right: 1px solid var(--hair); }
  .tile:nth-child(3n) { border-right: 0; }
  .tile:nth-child(n+4) { border-bottom: 0; }
  .tile:nth-child(-n+3) { border-bottom: 1px solid var(--hair); }
  .tile .spark { position: absolute; margin: 0; }
  .tile .d { padding-right: 74px; }
  .two { grid-template-columns: 1fr 1fr; }
  .cfo .cols { grid-template-columns: 1fr 1fr; }
  .cfo { break-inside: avoid; }
  .tscroll, .two > div { break-inside: auto; }
  tr { break-inside: avoid; }
  .sheet section { break-inside: auto; }
  .card { margin: 10px 0 4px; }
}

@media print {
  .mast { padding: 14px 24px 16px; }
  .mast-top { padding-bottom: 10px; margin-bottom: 14px; }
  .mast-top img { height: 24px; width: auto; }
  .sheet .mast h2.title { font-size: 30px; margin-bottom: 14px; }
  .mast .eyebrow { margin-bottom: 8px; }
  .meta div { padding-top: 10px; }
  .meta dd { font-size: 14px; }
  .sh { margin: 16px 0 6px; }
  .tiles { margin: 10px 0 14px; }
  .tile { padding: 9px 12px; }
  .tile b { font-size: 24px; margin: 4px 0 1px; }
  .cfo { padding: 12px 16px; }
  .cfo .lede { font-size: 14.5px; margin-bottom: 10px; line-height: 1.35; }
  .cfo .cols { padding-top: 10px; }
  .cfo p, .cfo ul { font-size: 10.2px; line-height: 1.42; }
  .cfo p { margin-bottom: 7px; }
  .cfo h4 { font-size: 9.5px; margin-bottom: 4px; }
  .cfo li { margin-bottom: 4px; }
  .sheet > section.pb { break-before: page; }
  .tscroll, .two > div { break-inside: avoid; }
  .sheet > section.pb .sh { margin-top: 0; }
}

@media print {
  .cfo { break-inside: auto; }
  .cfo .eyebrow, .cfo .lede { break-after: avoid; }
  .cfo .cols > div { break-inside: avoid; }
}

.toc { margin: 8px 0 26px; padding: 22px 0 0; border-top: 1px solid var(--hair); }
.toc .eyebrow { margin-bottom: 12px; }
.toc ol { list-style: none; margin: 0; padding: 0; columns: 2; column-gap: 48px; font-size: 15.5px; }
.toc li { padding: 8px 0; border-bottom: 1px solid #eceef1; break-inside: avoid; }
.toc li span { display: inline-block; width: 42px; font-family: var(--serif); font-style: italic; color: var(--metal); }
@media (max-width: 860px) { .toc ol { columns: 1; } }

.sheet .meta { max-width: none; }
.hero { position: relative; overflow: hidden; }
.hero .wrap { position: relative; }
.hero:not(.sub)::after { content: ""; position: absolute; right: max(2vw, calc((100vw - 1120px) / 2 - 40px)); top: 50%; width: 460px; height: 460px; transform: translateY(-50%); background: url(/mark.svg) no-repeat center / contain; opacity: .05; pointer-events: none; }
@media (max-width: 860px) { .hero:not(.sub)::after { width: 260px; height: 260px; right: -60px; top: 30%; } }

/* ---------- v3 polish ---------- */
.wrap { counter-reset: sec; }
.sec { counter-increment: sec; }
.sec > h2::before { content: counter(sec, decimal-leading-zero); display: block; font: italic 14px var(--serif); letter-spacing: .06em; color: var(--metal); margin-bottom: 10px; }
.hero.sub .eyebrow { margin-bottom: 22px; }
.hero.sub .eyebrow::before { content: ""; display: inline-block; width: 34px; height: 1px; background: var(--metal); vertical-align: middle; margin-right: 14px; }
.proof { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid var(--ink); border-bottom: 1px solid var(--hair); }
.proof li { padding: 26px 24px 26px 0; }
.proof li + li { padding-left: 24px; border-left: 1px solid var(--hair); }
.proof b { display: block; font-family: var(--serif); font-weight: 400; font-size: 21px; line-height: 1.2; margin-bottom: 6px; }
.proof span { font-size: 14px; color: var(--muted); }
.panel { background: var(--ink); color: #e9ebf0; padding: 38px 42px 34px; }
.panel .checks { margin-bottom: 24px; }
.panel .checks li { border-color: rgba(255,255,255,.16); color: #fff; }
.panel .checks li::before { border-color: #c9a96a; }
.panel .clock { margin: 0; color: #b8c0cf; font-size: 15.5px; max-width: 36em; }
@media (max-width: 860px) {
  .proof { grid-template-columns: 1fr 1fr; }
  .proof li:nth-child(3) { padding-left: 0; border-left: 0; }
  .proof li:nth-child(n+3) { border-top: 1px solid var(--hair); }
  .panel { padding: 28px 22px; }
}
@media (max-width: 860px) { .hero:not(.sub)::after { opacity: .03; right: -120px; } }

/* ================= v4 site system ================= */
:root { --wash: #f6f4ef; --navy: #14213a; --navy2: #1b2b4a; --navy3: #26365a; --bronze: #8c6f3d; --bronzel: #e3b94f; --hairw: #e4ded2; }
.wrap { max-width: 1200px; }
body { padding-bottom: 0; }

/* header */
.hd { position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.94); backdrop-filter: blur(8px); border-bottom: 1px solid var(--hair); }
.hd .head { border: 0; padding: 16px 0; }
.hd .brand img { height: 34px; }
.nav { gap: 28px; }
.nav a[aria-current="page"] { border-bottom: 1px solid var(--bronze); padding-bottom: 3px; }
.mnav { display: none; }
.mnav summary { list-style: none; cursor: pointer; font-size: 15px; padding: 8px 0; }
.mnav summary::-webkit-details-marker { display: none; }
.mnav nav { position: absolute; left: 0; right: 0; top: 100%; background: #fff; border-bottom: 1px solid var(--hair); padding: 8px 22px 22px; }
.mnav nav a { display: block; font-family: var(--serif); font-size: 26px; padding: 12px 0; text-decoration: none; border-bottom: 1px solid var(--hair); }

/* type */
h1.d { font-family: var(--serif); font-weight: 400; font-size: clamp(42px, 5.6vw, 80px); line-height: 1.03; letter-spacing: -0.022em; margin: 0 0 28px; max-width: 11em; text-wrap: balance; }
h2.h { font-family: var(--serif); font-weight: 400; font-size: clamp(30px, 3.8vw, 50px); line-height: 1.08; letter-spacing: -0.015em; margin: 0 0 20px; text-wrap: balance; max-width: 18em; }
h3.t3 { font-family: var(--serif); font-weight: 400; font-size: 24px; line-height: 1.2; margin: 0 0 10px; }
.ey { display: flex; align-items: center; gap: 14px; font-size: 12.5px; letter-spacing: .15em; text-transform: uppercase; color: var(--bronze); font-weight: 500; margin: 0 0 22px; }
.ey::before { content: ""; width: 34px; height: 1px; background: var(--bronze); }
.ey i { font-family: var(--serif); font-style: italic; letter-spacing: .04em; text-transform: none; font-size: 15px; }
.band-navy .ey { color: var(--bronzel); } .band-navy .ey::before { background: var(--bronzel); }
.ld { font-size: 20px; line-height: 1.55; color: var(--muted); max-width: 30em; margin: 0 0 8px; }
.cap { font-family: var(--serif); font-style: italic; font-size: 14px; color: var(--muted); margin: 14px 0 0; }
.more { display: inline-block; margin-top: 22px; font-size: 15.5px; }
.more::after { content: ""; display: inline-block; width: 18px; height: 1px; background: currentColor; margin-left: 10px; vertical-align: middle; transition: width .2s; }
.more:hover::after { width: 28px; }

/* bands */
.band { padding: 112px 0; }
.band.l { padding: 128px 0; } .band.m { padding: 80px 0; }
.band-wash { background: var(--wash); }
.band-navy { background: var(--navy); color: #e9ebf0; }
.band-navy h2.h { color: #fff; }
.band-navy .ld { color: #b8c0cf; }
.hair-top { border-top: 1px solid var(--hair); }

/* buttons */
.btn { padding: 15px 28px; border-radius: 0; }
.btn::after { content: ""; display: inline-block; width: 14px; height: 1px; background: currentColor; margin-left: 12px; vertical-align: middle; transition: transform .2s; }
.btn:hover::after { transform: translateX(4px); }
.btn.sm::after { display: none; }
.tl { font-size: 15.5px; }

/* hero */
.hx { padding: 72px 0 96px; overflow: hidden; }
.hx .grid { display: grid; grid-template-columns: 5fr 7fr; gap: 56px; align-items: center; }
.hx h1.d { font-size: clamp(42px, 5vw, 70px); }
.facts { display: flex; flex-wrap: wrap; gap: 10px 28px; margin: 40px 0 0; padding: 22px 0 0; border-top: 1px solid var(--hair); list-style: none; font-size: 14px; color: var(--muted); }
.facts li { position: relative; padding-left: 22px; }
.facts li::before { content: ""; position: absolute; left: 1px; top: 5px; width: 11px; height: 6px; border-left: 1.5px solid var(--bronze); border-bottom: 1.5px solid var(--bronze); transform: rotate(-45deg); }
.hart { position: relative; margin-right: calc((100vw - 1200px) / -2 - 32px); min-height: 440px; }
.paper { background: #fff; border: 1px solid var(--hair); border-radius: 2px; box-shadow: 0 1px 0 #fff inset, 0 24px 48px -24px rgba(20,33,58,.28), 0 2px 6px rgba(20,33,58,.06); }
.paper .ph { background: var(--navy); color: #fff; padding: 18px 24px 20px; }
.paper .ph small { display: block; font-size: 11px; letter-spacing: .15em; text-transform: uppercase; color: var(--bronzel); margin-bottom: 6px; }
.paper .ph b { font-family: var(--serif); font-weight: 400; font-size: 24px; letter-spacing: -0.01em; }
.paper .ph span { display: block; font-size: 12.5px; color: #aeb8c9; margin-top: 4px; }
.sheetA { width: 94%; }
.sheetB { position: absolute; left: -36px; bottom: -20px; width: 56%; }
.hart { padding-bottom: 70px; }
.chain .cn.w::after { content: "Works with"; }
.kp { display: grid; grid-template-columns: repeat(3, 1fr); }
.kp div { padding: 18px 20px; border-right: 1px solid var(--hair); }
.kp div:last-child { border: 0; }
.kp small { display: block; font-size: 11px; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); font-weight: 600; }
.kp b { display: block; font-family: var(--serif); font-weight: 400; font-size: 30px; line-height: 1.1; margin-top: 6px; }
.rowtab { width: 100%; font-size: 14px; }
.rowtab td { padding: 10px 20px; border-bottom: 1px solid #eceef1; }
.rowtab td:last-child { text-align: right; font-variant-numeric: tabular-nums; }
.rowtab tr.tot td { border-top: 1px solid var(--navy); border-bottom: 0; font-weight: 600; padding-top: 12px; }
.gauge { padding: 4px 0; }
.gauge .gl { display: flex; justify-content: space-between; font-size: 12.5px; color: var(--muted); }
.gauge .gl b { font-family: var(--serif); font-weight: 400; font-size: 22px; color: var(--ink); }
.gauge .tr { position: relative; height: 1px; background: var(--hair); margin: 14px 0 6px; }
.gauge .tr i { position: absolute; left: 0; top: -3px; height: 7px; background: var(--navy); width: var(--v); }
.gauge .tr u { position: absolute; top: -8px; left: var(--lim); width: 2px; height: 17px; background: var(--bronze); }
.gauge .gc { font-size: 12px; color: var(--muted); }
.ribbon { border-top: 1px solid var(--hair); border-bottom: 1px solid var(--hair); padding: 18px 0; font-size: 12px; letter-spacing: .12em; text-transform: uppercase; color: var(--ink); }
.ribbon .wrap { display: flex; flex-wrap: wrap; gap: 8px 22px; justify-content: space-between; }
.ribbon span + span::before { content: "\00b7"; color: var(--bronze); margin-right: 18px; }

/* recognition */
.rec { display: grid; grid-template-columns: repeat(2, 1fr); gap: 0 64px; margin-top: 48px; }
.rec p { margin: 0; padding: 26px 0; border-top: 1px solid var(--hair); font-family: var(--serif); font-size: 21px; line-height: 1.4; }
.rec-close { margin: 36px 0 0; color: var(--muted); max-width: 34em; }

/* triptych */
.tri { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; margin-top: 52px; }
.tri figure { margin: 0; }
.tri .paper { height: 330px; overflow: hidden; position: relative; transition: transform .2s, box-shadow .2s; }
.tri .paper::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 90px; background: linear-gradient(transparent, #fff); }
.tri a:hover .paper { transform: translateY(-3px); }
.tri .ptitle { font-family: var(--sans); font-size: 11px; letter-spacing: .14em; text-transform: uppercase; color: var(--bronze); padding: 16px 20px 6px; font-weight: 600; }
.tri figcaption { margin-top: 18px; }
.tri figcaption b { display: block; font-family: var(--serif); font-weight: 400; font-size: 20px; margin-bottom: 4px; }
.tri figcaption span { color: var(--muted); font-size: 15px; }
.tri .gauge { padding: 12px 20px; }
.tri .tri-bars { padding: 6px 20px 0; }
.tri-bars .b { display: grid; grid-template-columns: 92px 1fr 44px; align-items: center; gap: 10px; font-size: 13px; padding: 7px 0; }
.tri-bars .b i { display: block; height: 9px; background: var(--navy); }
.tri-bars .b i.h { background: var(--bronze); }
.tri-bars .b span:last-child { text-align: right; font-variant-numeric: tabular-nums; }

/* timeline */
.tline { display: grid; grid-template-columns: 1fr 1fr 1.35fr; gap: 56px; margin-top: 64px; position: relative; }
.tline::before { content: ""; position: absolute; left: 0; right: 0; top: 121px; height: 1px; background: var(--navy); }
.tline .st { position: relative; }
.tline .big { font-family: var(--serif); font-size: clamp(64px, 8vw, 110px); line-height: 1; letter-spacing: -0.03em; display: block; height: 100px; margin-bottom: 14px; color: var(--navy); }
.tline .big small { font-family: var(--sans); font-size: 12.5px; letter-spacing: .15em; text-transform: uppercase; color: var(--bronze); margin-left: 10px; vertical-align: 14px; }
.tline .st::before { content: ""; position: absolute; left: 0; top: 116px; width: 10px; height: 10px; border-radius: 50%; background: #fff; border: 2px solid var(--bronze); }
.tline .st h3 { margin-top: 36px; }
.ticks { list-style: none; margin: 14px 0 0; padding: 0; }
.ticks li { position: relative; padding: 7px 0 7px 26px; font-size: 16px; }
.ticks li::before { content: ""; position: absolute; left: 1px; top: 15px; width: 11px; height: 6px; border-left: 1.5px solid var(--bronze); border-bottom: 1.5px solid var(--bronze); transform: rotate(-45deg); }
.band-navy .ticks li::before { border-color: var(--bronzel); }
.clockrule { margin-top: 44px; font-size: 14.5px; color: var(--muted); max-width: 44em; }

/* promise band */
.promise { display: grid; grid-template-columns: 7fr 5fr; gap: 72px; align-items: start; }
.prows { list-style: none; margin: 0; padding: 0; counter-reset: p; }
.prows li { counter-increment: p; display: grid; grid-template-columns: 44px 1fr; gap: 6px 10px; padding: 20px 0; border-bottom: 1px solid var(--navy3); }
.prows li:first-child { border-top: 1px solid var(--navy3); }
.prows li::before { content: counter(p, decimal-leading-zero); font-family: var(--serif); font-style: italic; color: var(--bronzel); font-size: 16px; grid-row: span 2; padding-top: 3px; }
.prows b { font-family: var(--serif); font-weight: 400; font-size: 22px; color: #fff; }
.prows span { color: #b8c0cf; font-size: 15.5px; }
.ruled { background-image: repeating-linear-gradient(to bottom, transparent 0, transparent 31px, rgba(255,255,255,.025) 31px, rgba(255,255,255,.025) 32px); }

/* tiers */
.tiers { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0 40px; margin-top: 52px; }
.tier-c { border-top: 1px solid var(--navy); padding: 26px 0 8px; display: flex; flex-direction: column; }
.tier-c.mid { border-top: 3px solid var(--bronze); background: var(--wash); padding: 26px 24px 8px; margin: -3px -24px 0; }
.tier-c h3 { font-family: var(--serif); font-weight: 400; font-size: 28px; margin: 0 0 8px; }
.tier-c .pr { font-family: var(--serif); font-size: 36px; line-height: 1.1; letter-spacing: -0.01em; }
.tier-c .pr small { display: block; font-family: var(--sans); font-size: 13px; color: var(--muted); letter-spacing: 0; margin-top: 4px; }
.tier-c .for { color: var(--muted); font-size: 15px; margin: 14px 0 0; }
.tier-c .ticks { margin-bottom: 14px; }
.tier-c .ticks li { font-size: 15px; }

/* two-up and team */
.two-up { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: start; }
.chain { display: grid; gap: 0; }
.chain .bx { border: 1px solid var(--navy); padding: 20px 24px; background: #fff; }
.chain .bx b { display: block; font-family: var(--serif); font-weight: 400; font-size: 21px; }
.chain .bx span { font-size: 14.5px; color: var(--muted); }
.chain .cn { width: 1px; height: 34px; background: var(--bronze); margin-left: 40px; position: relative; }
.chain .cn::after { content: "Reviews"; position: absolute; left: 14px; top: 8px; font-size: 11.5px; letter-spacing: .13em; text-transform: uppercase; color: var(--bronze); }
.chain .bx.top { background: var(--navy); color: #fff; } .chain .bx.top span { color: #b8c0cf; }

/* faq */
.faq { display: grid; grid-template-columns: 3fr 9fr; gap: 64px; }
.faq .rail { position: sticky; top: 110px; align-self: start; }
.faq details { border-top: 1px solid var(--hairw); }
.faq details:last-child { border-bottom: 1px solid var(--hairw); }
.faq summary { list-style: none; cursor: pointer; padding: 22px 48px 22px 0; font-family: var(--serif); font-size: 22px; line-height: 1.3; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::before, .faq summary::after { content: ""; position: absolute; right: 6px; top: 50%; width: 16px; height: 1px; background: var(--navy); transition: transform .2s; }
.faq summary::after { transform: rotate(90deg); }
.faq details[open] summary::after { transform: rotate(0); }
.faq .ans { padding: 0 48px 26px 0; max-width: 36em; color: #2b3650; }
.faq .ans p { margin: 0 0 .8em; }

/* closing */
.closeX { background: var(--navy); color: #e9ebf0; padding: 120px 0; }
.closeX h2 { font-family: var(--serif); font-weight: 400; font-size: clamp(34px, 4.6vw, 58px); line-height: 1.06; letter-spacing: -0.015em; color: #fff; margin: 0 0 20px; }
.closeX p { color: #b8c0cf; max-width: 32em; font-size: 18px; }
.closeX .tl { color: #e9ebf0; } .closeX .tl:hover { color: var(--bronzel); }
.closeX small.m { display: block; color: #8d97aa; font-size: 14px; margin-top: 8px; }

/* footer */
.ft { border-top: 1px solid var(--navy); position: relative; padding: 56px 0 40px; }
.ft::before { content: ""; position: absolute; left: 0; right: 0; top: 4px; height: 1px; background: var(--navy); }
.ft .cols { display: grid; grid-template-columns: 4fr 3fr 3fr; gap: 40px; }
.ft b { display: block; font-size: 12px; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); font-weight: 600; margin-bottom: 12px; }
.ft a { display: block; color: var(--ink); text-decoration: none; padding: 3px 0; font-size: 15px; }
.ft a:hover { color: var(--bronze); }
.ft p { font-size: 13.5px; color: var(--muted); max-width: 30em; }
.ft img { height: 30px; margin-bottom: 14px; }
.ft .fine2 { grid-column: 1 / -1; border-top: 1px solid var(--hair); padding-top: 22px; margin-top: 12px; font-size: 13px; color: var(--muted); }

/* sticky mobile bar */
.sbar { display: none; }

/* page heads (inner) */
.ph2 { padding: 80px 0 72px; }
.ph2 h1.d { font-size: clamp(38px, 5vw, 66px); }

/* index list (services) */
.idx { list-style: none; margin: 40px 0 0; padding: 0; counter-reset: ix; }
.idx li { counter-increment: ix; display: grid; grid-template-columns: 56px 1fr 120px; gap: 8px 20px; padding: 22px 0; border-top: 1px solid var(--hairw); align-items: baseline; }
.idx li:last-child { border-bottom: 1px solid var(--hairw); }
.idx li::before { content: counter(ix, decimal-leading-zero); font-family: var(--serif); font-style: italic; color: var(--bronze); }
.idx b { font-family: var(--serif); font-weight: 400; font-size: 22px; display: block; }
.idx span.d2 { color: var(--muted); font-size: 15.5px; display: block; margin-top: 2px; }
.idx em { font-style: normal; font-size: 12px; letter-spacing: .13em; text-transform: uppercase; color: var(--bronze); text-align: right; }
.grp { display: grid; grid-template-columns: 1fr 1fr; gap: 0 64px; margin-top: 40px; }
.grp > div { border-top: 1px solid var(--navy); padding: 20px 0 28px; }

/* process steps (how it works) */
.steps { list-style: none; margin: 56px 0 0; padding: 0; }
.steps li { display: grid; grid-template-columns: 180px 1fr 1fr; gap: 12px 48px; padding: 32px 0; border-top: 1px solid var(--hair); }
.steps li:last-child { border-bottom: 1px solid var(--hair); }
.steps .when { font-family: var(--serif); font-size: 30px; line-height: 1.1; }
.steps .when small { display: block; font-family: var(--sans); font-size: 12px; letter-spacing: .14em; text-transform: uppercase; color: var(--bronze); margin-top: 8px; }
.steps h3 { font-family: var(--serif); font-weight: 400; font-size: 22px; margin: 0 0 8px; }
.steps p { margin: 0; color: var(--muted); font-size: 16px; }
.steps .get { border-left: 1px solid var(--bronze); padding-left: 24px; }
.steps .get b { display: block; font-size: 11.5px; letter-spacing: .14em; text-transform: uppercase; color: var(--bronze); margin-bottom: 6px; font-weight: 600; }

/* before/after */
.ba { display: grid; grid-template-columns: 1fr 1fr; gap: 0; margin-top: 48px; position: relative; }
.ba > div { padding: 32px 36px; }
.ba .b4 { background: var(--wash); color: var(--muted); }
.ba .af { background: #fff; border: 1px solid var(--hair); }
.ba h3 { font-family: var(--sans); font-size: 12px; letter-spacing: .15em; text-transform: uppercase; color: var(--bronze); margin: 0 0 18px; font-weight: 600; }
.ba ul { list-style: none; margin: 0; padding: 0; }
.ba li { padding: 11px 0; border-bottom: 1px solid var(--hairw); font-size: 16px; }
.ba .af li { border-color: var(--hair); color: var(--ink); }
.sheet-mess { font: 12.5px/1.6 var(--sans); color: #8a909c; border: 1px solid #d9d4c8; background: #fcfbf8; padding: 12px 16px; margin-bottom: 18px; }
.sheet-mess b { color: #9a4a3a; font-weight: 500; }

/* situations (who we serve) */
.sit { display: grid; grid-template-columns: 4fr 8fr; gap: 56px; padding: 56px 0; border-top: 1px solid var(--hair); }
.sit:first-of-type { border-top: 1px solid var(--navy); }
.sit h2 { font-family: var(--serif); font-weight: 400; font-size: 32px; line-height: 1.12; margin: 0; }
.sit .sm { font-size: 12.5px; letter-spacing: .14em; text-transform: uppercase; color: var(--bronze); margin: 22px 0 8px; font-weight: 600; }
.sit p { max-width: 36em; }
.sit.first h2 { font-size: 38px; }

/* readiness */
.rd { margin-top: 40px; }
.rd fieldset { border: 0; border-top: 1px solid var(--navy); margin: 0 0 36px; padding: 18px 0 0; }
.rd legend { float: left; width: 100%; font-family: var(--serif); font-size: 24px; margin: 0 0 8px; padding: 0; }
.rd .q { clear: both; display: grid; grid-template-columns: 1fr auto; gap: 8px 24px; align-items: center; padding: 14px 0; border-bottom: 1px solid var(--hair); font-size: 16px; }
.rd .opts { display: flex; gap: 0; }
.rd .opts label { position: relative; }
.rd .opts input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.rd .opts span { display: block; padding: 8px 18px; border: 1px solid var(--hair); font-size: 14px; margin-left: -1px; }
.rd .opts input:checked + span { background: var(--navy); color: #fff; border-color: var(--navy); }
.rd .opts input:focus-visible + span { outline: 2px solid var(--bronze); outline-offset: 2px; }
.res { display: none; border: 1px solid var(--hair); border-top: 3px solid var(--bronze); padding: 34px 36px; margin-top: 12px; background: #fff; }
.res.on { display: block; }
.res h3 { font-family: var(--serif); font-weight: 400; font-size: 30px; margin: 0 0 10px; }
.res ul { margin: 14px 0 22px; padding-left: 20px; }
.res li { margin-bottom: 8px; }
.res textarea { width: 100%; min-height: 110px; font: 15px/1.5 var(--sans); border: 1px solid var(--hair); padding: 12px; color: var(--ink); }
.rd select { font: 16px var(--sans); padding: 10px 12px; border: 1px solid var(--hair); background: #fff; margin-left: 12px; }

/* report wrapper */
.rw { display: grid; grid-template-columns: repeat(5, 1fr); gap: 0; margin: 40px 0 0; border-top: 1px solid var(--navy); }
.rw a { display: block; padding: 20px 18px 22px 0; text-decoration: none; border-right: 1px solid var(--hair); padding-left: 18px; }
.rw a:first-child { padding-left: 0; }
.rw a:last-child { border: 0; }
.rw b { display: block; font-family: var(--serif); font-weight: 400; font-size: 19px; }
.rw span { font-size: 14px; color: var(--muted); display: block; margin-top: 4px; }
.rw i { font-family: var(--serif); color: var(--bronze); font-size: 14px; }
.stickycta { position: sticky; bottom: 0; z-index: 15; background: var(--navy); color: #fff; }
.stickycta .wrap { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding-top: 12px; padding-bottom: 12px; font-size: 15px; }
.stickycta .btn { background: #fff; color: var(--navy); border-color: #fff; padding: 9px 20px; font-size: 14px; }
.stickycta .btn::after { display: none; }

/* start page */
.cols2 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 40px; margin-top: 44px; }
.cols2 > div { border-top: 1px solid var(--navy); padding-top: 18px; }
.cols2 ul { margin: 10px 0 0; padding-left: 18px; font-size: 16px; }
.cols2 li { margin-bottom: 6px; }
.greet { display: none; font-family: var(--serif); font-style: italic; color: var(--muted); margin: 0 0 20px; }
.greet.on { display: block; }

@media (max-width: 1240px) { .hart { margin-right: -32px; } }
@media (max-width: 960px) {
  .hx .grid, .promise, .two-up, .faq, .sit, .ba, .grp { grid-template-columns: 1fr; gap: 40px; }
  .hart { margin-right: 0; min-height: 0; }
  .sheetB { display: none; } .sheetA { width: 100%; }
  .tri { grid-template-columns: none; grid-auto-flow: column; grid-auto-columns: 82%; overflow-x: auto; scroll-snap-type: x mandatory; gap: 20px; padding-bottom: 8px; }
  .tri figure { scroll-snap-align: start; }
  .tline { grid-template-columns: 1fr; gap: 40px; padding-left: 28px; }
  .tline::before { left: 4px; right: auto; top: 0; bottom: 0; width: 1px; height: auto; }
  .tline .st::before { left: -28px; top: 44px; }
  .tline .big { font-size: 64px; height: 70px; } .tline .st h3 { margin-top: 18px; }
  .tiers { grid-template-columns: 1fr; gap: 36px; }
  .tier-c.mid { margin: 0; }
  .rec { grid-template-columns: 1fr; }
  .faq .rail { position: static; }
  .steps li { grid-template-columns: 1fr; }
  .rw { grid-template-columns: 1fr 1fr; } .rw a { padding-left: 0; border-right: 0; border-bottom: 1px solid var(--hair); }
  .cols2 { grid-template-columns: 1fr; }
  .ft .cols { grid-template-columns: 1fr; }
  .idx li { grid-template-columns: 40px 1fr; } .idx em { grid-column: 2; text-align: left; }
}
@media (max-width: 860px) {
  .nav { display: none; }
  .mnav { display: block; }
  .hd .head { flex-wrap: nowrap; padding: 12px 0; position: relative; }
  .hd .head .btn.m { display: inline-block; }
  .band, .band.l { padding: 72px 0; } .band.m { padding: 56px 0; }
  .hx { padding: 40px 0 56px; }
  .ph2 { padding: 48px 0 40px; }
  .closeX { padding: 72px 0; }
  .sbar { display: flex; position: fixed; left: 0; right: 0; bottom: 0; z-index: 30; background: var(--navy); color: #fff; padding: 8px 16px calc(8px + env(safe-area-inset-bottom)); justify-content: space-between; align-items: center; font-size: 14px; }
  .sbar a { background: #fff; color: var(--navy); text-decoration: none; padding: 10px 24px; font-weight: 500; min-height: 44px; display: inline-flex; align-items: center; }
  body.has-sbar { padding-bottom: 64px; }
  .stickycta { display: none; }
  .rd .q { grid-template-columns: 1fr; }
  .res { padding: 24px 20px; }
  .ba > div { padding: 24px 20px; }
}
@media (min-width: 861px) { .hd .head .btn.m { display: none; } }
@media print { .hd, .sbar, .stickycta, .ft, .closeX, .rw, .rpt-intro { display: none !important; } }
.hx .grid > *, .two-up > *, .promise > *, .faq > *, .sit > * { min-width: 0; }
.btn.sm { white-space: nowrap; }
@media (max-width: 960px) { .hart { overflow: hidden; } .kp b { font-size: 24px; } .kp div { padding: 14px 12px; } .rowtab td { padding: 9px 14px; } }

.tri .paper { height: 290px; } .tri figure { align-self: start; }
.promise > div:first-child { align-self: center; }
.ribbon .wrap span { align-self: center; }
.tline .st { padding-right: 20px; }
@media (max-width: 860px) { .ribbon span + span::before { display: none; } .ribbon .wrap { gap: 8px 20px; justify-content: flex-start; } }
.sheetB { bottom: -48px; left: -32px; z-index: 2; }
.hart { padding-bottom: 80px; }
.tri .paper::after { height: 40px; }
.tri .paper { height: 300px; }

.tests { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0 32px; margin-top: 48px; }
.tests > div { border-top: 1px solid var(--navy); padding-top: 20px; }
.tests p { color: var(--muted); font-size: 15.5px; }
.tests .rowtab td { padding: 8px 0; }
@media (max-width: 960px) { .tests { grid-template-columns: 1fr; gap: 28px; } }

.mx tr.g td { background: #fff; font-size: 12px; letter-spacing: .14em; text-transform: uppercase; color: var(--bronze); font-weight: 600; padding: 22px 18px 8px; border-bottom: 1px solid var(--navy); text-align: left; width: auto; }

/* ---- panel fixes ---- */
html{scroll-padding-top:88px;scroll-padding-bottom:76px;overflow-x:clip}
body{overflow-x:clip}
.sh,h4[id],section[id]{scroll-margin-top:88px}
:root{--bronze:#7d6234}
.no{color:#6b7484!important}
p.src{color:#5a6475;font-size:12px}
.sheet-mess{color:#5a6475}
.cert{margin-top:28px;border:1px solid #c9ccd3;padding:18px 22px;font-size:13.5px;line-height:1.6;break-inside:avoid}
.cert b{display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#5a6475;margin-bottom:6px}
.cert .sig{margin:14px 0 8px;font-size:12.5px}
.rpt h4,.sheet h4{font-size:15px;margin:0 0 8px}
.skip:focus{outline:2px solid #fff;outline-offset:2px}
.band-navy a:focus-visible,.closeX a:focus-visible,.ft a:focus-visible,.band-navy :focus-visible{outline-color:#c9ab6b}
.rd .opts label{min-height:44px;display:inline-flex;align-items:center}
.mnav summary{min-height:44px;min-width:44px;display:flex;align-items:center;justify-content:flex-end}
.mnav nav{box-shadow:0 12px 24px rgba(20,33,58,.12);max-height:calc(100dvh - 120px);overflow:auto}
.facts li,.d{ }
.nw{white-space:nowrap}
#res:focus{outline:none}
@media(max-width:860px){.hd .btn.m{display:none}}
@media(max-width:400px){.hd .head{gap:12px}.hd .brand img{width:auto;height:30px}}
@media print{h3,h4{break-after:avoid}table{break-inside:avoid}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{transition:none!important;animation:none!important;scroll-behavior:auto!important}}

.facts{display:grid;grid-template-columns:1fr;gap:10px}
.ribbon .wrap{display:grid;grid-template-columns:repeat(3,auto);justify-content:space-between}
.ribbon span+span::before{display:none}
@media(max-width:860px){.ribbon .wrap{grid-template-columns:repeat(2,auto)}}
.ft{border-top:0}

@media(max-width:860px){.tscroll::after{content:"Swipe for more";display:block;font-size:11.5px;color:#5a6475;margin-top:4px}}

/* logo palette alignment: gold #c4912a (fills), #e3b94f on navy; bronze text token stays dark for contrast */
:root{--gold:#c4912a}
.tier-c.mid{border-top-color:var(--gold)}
.gauge .tr u,.tri-bars .b i.h{background:var(--gold)}
.hd .brand img{height:40px;width:auto}
.ft img{height:36px;width:auto}
.mast-top img{height:40px;width:auto}
@media(max-width:400px){.hd .brand img{width:auto;height:30px}}

.tests{grid-template-columns:repeat(6,1fr)}
.tests>div:nth-child(1),.tests>div:nth-child(2){grid-column:span 3}
.tests>div:nth-child(3){grid-column:span 4}
.tests>div:nth-child(4){grid-column:span 2}
.tests>div{margin-bottom:28px}
@media(max-width:960px){.tests{grid-template-columns:1fr}.tests>div{grid-column:auto!important}}

/* home v5 */
.hx2 { padding: 80px 0 88px; background: var(--wash); border-bottom: 1px solid var(--hairw); }
.hx2 .grid { display: grid; grid-template-columns: 6fr 5fr; gap: 72px; align-items: center; }
.hx2 .grid > * { min-width: 0; }
.hx2 h1.d { font-size: clamp(36px, 4.5vw, 60px); max-width: 13em; }
.hx2 .actions { display: flex; flex-wrap: wrap; align-items: center; gap: 14px 28px; margin-top: 30px; }
.plate { background: #fff; border: 1px solid var(--hair); border-top: 3px solid var(--bronze); box-shadow: 0 12px 24px -18px rgba(20,33,58,.25); }
.plate .pt { background: var(--navy); color: #fff; padding: 18px 26px 20px; }
.plate .pt small { display: block; font-size: 11px; letter-spacing: .15em; text-transform: uppercase; color: var(--bronzel); margin-bottom: 6px; }
.plate .pt b { font-family: var(--serif); font-weight: 400; font-size: 26px; letter-spacing: -0.01em; }
.plate ol { list-style: none; margin: 0; padding: 0 26px; counter-reset: pl; }
.plate li { counter-increment: pl; display: grid; grid-template-columns: 34px 1fr; padding: 17px 0; border-bottom: 1px solid var(--hair); }
.plate li:last-child { border-bottom: 0; }
.plate li::before { content: counter(pl, decimal-leading-zero); font-family: var(--serif); font-style: italic; color: var(--bronze); grid-row: span 2; padding-top: 3px; }
.plate li b { font-family: var(--serif); font-weight: 400; font-size: 21px; }
.plate li span { color: var(--muted); font-size: 14.5px; line-height: 1.45; }
.plate .pf { margin: 0; padding: 12px 26px 16px; border-top: 1px solid var(--hair); font-family: var(--serif); font-style: italic; font-size: 13.5px; color: var(--muted); }
.stage { padding: 56px 0 64px; }
.stage .lab { font-size: 12.5px; letter-spacing: .15em; text-transform: uppercase; color: var(--bronze); font-weight: 500; margin: 0 0 18px; }
.sg { display: grid; grid-template-columns: repeat(5, 1fr); gap: 0 28px; }
.sg a { display: block; border-top: 1px solid var(--navy); padding: 18px 0 8px; text-decoration: none; color: inherit; }
.sg a.on { border-top: 3px solid var(--bronze); margin-top: -1px; }
.sg h3 { font-family: var(--serif); font-weight: 400; font-size: 23px; margin: 0 0 8px; }
.sg p { margin: 0; color: var(--muted); font-size: 15px; line-height: 1.5; }
.sg a:hover h3 { text-decoration: underline; text-underline-offset: 4px; text-decoration-color: var(--bronze); }
.band-navy .note { color: #b8c0cf; }
.tier-c.mid { border-top: 1px solid var(--navy); background: none; padding: 26px 0 8px; margin: 0; }
#line-holders .rec { margin: 36px 0 44px; }
.sit { scroll-margin-top: 90px; } #line-holders { scroll-margin-top: 70px; }
@media (max-width: 1100px) { .sg { grid-template-columns: repeat(3, 1fr); gap: 20px 28px; } }
@media (max-width: 960px) { .hx2 .grid { grid-template-columns: 1fr; gap: 40px; } .hx2 { padding: 48px 0 56px; } }
@media (max-width: 640px) { .sg { grid-template-columns: 1fr; gap: 0; } .sg a { padding: 16px 0 14px; } .stage { padding: 36px 0 40px; } }
.hx2 h1 .h1b { display: block; }
.hx2 .lk { display: flex; flex-wrap: wrap; gap: 10px 28px; }
.plate, .paper { box-shadow: none; }
.hx2 .note { color: #4a5568; }
@media (max-width: 640px) { .plate { display: none; } .hx2 .grid { gap: 0; } .hx2 .actions { gap: 18px; } }

/* v6 proof, glossary, path */
.proof { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0 48px; margin-top: 36px; }
.proof > div { border-top: 1px solid var(--navy); padding-top: 20px; }
.proof p { margin: 0; color: var(--muted); font-size: 16px; line-height: 1.55; }
.gloss { margin: 32px 0 0; display: grid; grid-template-columns: 1fr 1fr; gap: 0 64px; }
.gloss > div { border-top: 1px solid var(--hair); padding: 18px 0 20px; }
.gloss dt { font-family: var(--serif); font-size: 22px; margin: 0 0 6px; }
.gloss dd { margin: 0; color: var(--muted); font-size: 16px; line-height: 1.55; }
.tline3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0 48px; margin-top: 36px; }
.tline3 > div { border-top: 1px solid var(--navy); padding-top: 20px; }
.tline3 p { margin: 0; color: var(--muted); font-size: 16px; line-height: 1.55; }
@media (max-width: 960px) { .proof, .tline3, .gloss { grid-template-columns: 1fr; gap: 28px 0; } }
.ex { margin: 0; }
.ex > div { border-top: 1px solid var(--hair); padding: 16px 0 18px; display: grid; grid-template-columns: 190px 1fr; gap: 6px 24px; }
.ex dt { font-family: var(--serif); font-size: 19px; }
.ex dd { margin: 0; color: var(--muted); font-size: 16px; line-height: 1.55; }
@media (max-width: 640px) { .ex > div { grid-template-columns: 1fr; } }

/* flow */
.flow { list-style: none; margin: 36px 0 0; padding: 0; display: grid; grid-template-columns: repeat(5, 1fr); gap: 0; counter-reset: fl; }
.flow li { position: relative; border-top: 1px solid var(--navy); padding: 18px 28px 6px 0; }
.flow li::after { content: ""; position: absolute; top: -1px; right: 8px; width: 12px; height: 12px; border-top: 1px solid var(--bronze); border-right: 1px solid var(--bronze); transform: translateY(-5px) rotate(45deg); background: #fff; }
.flow li:last-child::after { display: none; }
.flow li b { display: block; font-family: var(--serif); font-weight: 400; font-size: 22px; margin-bottom: 6px; }
.flow li span { color: var(--muted); font-size: 15px; line-height: 1.5; }
.flow li.out { border-top: 3px solid var(--bronze); margin-top: -2px; }
@media (max-width: 960px) { .flow { grid-template-columns: 1fr; } .flow li { padding: 16px 0 14px; border-top: 1px solid var(--hair); } .flow li::after { display: none; } .flow li.out { border-top: 3px solid var(--bronze); } .flow li:first-child { border-top: 1px solid var(--navy); } }

/* v8 */
:root { --muted: #4b5565; }
.mxd > summary { cursor: pointer; font-family: var(--serif); font-size: 24px; padding: 18px 0; border-top: 1px solid var(--navy); border-bottom: 1px solid var(--hair); list-style: none; }
.mxd > summary::-webkit-details-marker { display: none; }
.mxd > summary::after { content: "+"; float: right; font-family: var(--sans); font-size: 22px; color: var(--bronze); }
.mxd[open] > summary::after { content: "\2212"; }
.note, .cap { font-size: 14.5px; }

/* v9 */
.swipe { display: none; font-size: 12.5px; color: #4b5565; margin: 10px 0 0; letter-spacing: .04em; }
@media (max-width: 860px) { .swipe { display: block; } }
@media (min-width: 861px) and (max-width: 1100px) { .hd .nav a:not(.btn) { font-size: 14px; } .hd .nav { gap: 16px; } }
@media (max-width: 640px) { .band { padding: 52px 0; } .band.l { padding: 60px 0; } .band.m { padding: 40px 0; } .tline { margin-top: 36px; gap: 36px; } }

/* v10 */
.ps { list-style: none; margin: 24px 0 0; padding: 0; }
.ps li { border-top: 1px solid var(--hair); padding: 14px 0; color: var(--muted); }
.ps li b { color: var(--ink, #14213a); font-weight: 600; }
@media (max-width: 640px) { .th .tier-c .ticks { display: none; } .th .tier-c { padding-bottom: 14px; } }
@media (max-width: 640px) { .xm { display: none !important; } .th2 .ticks { display: none; } .th2 { gap: 22px; } .rec p:nth-child(n+3) { display: none; } .th .tier-c .for { margin-top: 8px; } }
/* v11 */
@media (max-width: 640px) { .band-navy.l { padding: 44px 0; } .prows li { padding: 12px 0; } }
/* v12 */
.guar { display: grid; grid-template-columns: 1fr 1fr; gap: 0 40px; margin-top: 32px; border-top: 3px solid var(--bronze); }
.guar > div { padding: 18px 0 6px; }
.guar b { display: block; font-family: var(--serif); font-weight: 400; font-size: 22px; margin-bottom: 6px; }
.guar span { color: var(--muted); font-size: 16px; line-height: 1.55; }
@media (max-width: 760px) { .guar { grid-template-columns: 1fr; } }