Cassia CFO
The CFO Firm Built for MCA. Full Stop.
Specialized CFO services built for the way MCA businesses actually operate. Not adapted from someone else's playbook.
Built for MCA. Not Retrofitted.
Cassia CFO is a specialized finance firm serving MCA funders in every form: funds, individual deployers, syndicators, line-of-credit operators, and family offices entering the space. We provide fractional CFO services, fund administration, bookkeeping, and financial reporting built for how MCA businesses actually work.
We Speak MCA Natively
Our team has lived inside MCA operations for years. We know the mechanics, the terminology, and the accounting treatment cold, so you don't have to translate your business for us.
Factor Rates
We understand factor rate mechanics at a granular level, including how they shape recognition, collections, and performance reporting.
RTR Schedules
We model return-to-revenue schedules with technical precision, ensuring the math, timing, and reconciliation logic all align.
Holdback Modeling
We build holdback structures into reporting with full attention to reserves, releases, and downstream accounting impact.
Syndication Allocation
We understand participant allocation mechanics and apply them accurately across reporting, waterfall logic, and ledger treatment.
Who We Serve
Cassia CFO works exclusively with MCA operators across the full spectrum of capital structures and deployment models.
MCA Funds
Full fund administration, LP reporting, and CFO oversight built for fund managers deploying at scale.
Individual Deployers
Streamlined bookkeeping and financial reporting for solo operators running their own MCA portfolios.
Syndicators
Participant tracking, allocation reconciliation, and reporting structures purpose-built for syndication models.
LOC Operators
We reconcile LOC-funded books fluently: no onboarding friction, no learning curve on your side.
Family Offices
Sophisticated reporting and CFO guidance for family offices entering or scaling in the MCA space.
How Every Engagement Is Staffed
We don't hand you off to a junior associate and hope for the best. Every Cassia engagement is structured for accountability and consistency, from day one through every reporting cycle.
Senior Associate Lead
Your day-to-day point of contact is a senior associate, deeply familiar with MCA operations and your specific book.
Direct CFO Oversight
Every engagement has direct CFO-level oversight. Strategic decisions, complex modeling, and investor communications get senior eyes.
Flat Monthly Fees
No hourly billing. No surprise invoices. You know what it costs before we start, and it stays that way.
How It Works
From first call to fully operational in under two weeks.
Discovery Call
Book a 30-minute call. We learn your operation, your capital structure, and what's not working with your current setup.
Scope & Proposal
Within a few days, we send a clear scope of work and a flat monthly fee. No ambiguity, no hourly estimates.
Onboarding & Handoff
We handle the transition. Our team gets access to your books, reviews your existing records, and gets up to speed, without burdening your team.
Ongoing Operations
From there, we run. Monthly reporting, CFO oversight, and proactive communication on a schedule you can count on.
Our Core Services
Fractional CFO
Senior financial leadership without the full-time overhead. Strategic planning, lender relationships, and investor reporting, all included.
Fund Administration
End-to-end fund administration built for MCA capital structures: NAV calculations, LP statements, and capital account reconciliation.
Bookkeeping
Daily and monthly bookkeeping that reflects MCA-specific transactions accurately: factor income, RTR, buybacks, and more.
Financial Reporting
Clear, investor-grade financial reports delivered on schedule, built around the metrics your funders and partners actually care about.
Why Operators Choose Cassia
Responsive when it matters
Fast replies, clear follow-through, and a team that keeps projects moving so you’re never left waiting for answers.
Consistent senior staffing
You work with experienced operators who stay on the account, own the details, and build a working rhythm you can rely on.
Flat pricing you can trust
Predictable monthly fees make budgeting straightforward. No hourly surprises, no hidden add-ons, no scope creep anxiety.
Reporting built for stakeholders
Reports designed to support lenders, investors, and internal decision-makers with clarity, accuracy, and the right level of detail.
Get Started
Let's Talk.
Book a 30-minute discovery call. We'll walk through your operation, tell you exactly what we'd build, and give you a straight number. No pitch decks. No runaround. We respond to every inquiry within one business day.