The Finance Partner Built for MCA Funders.
Cassia CFO serves the full spectrum of MCA funders, including funds, individual funders, syndicators, and line-of-credit operators. We provide institutional-grade finance infrastructure, fractional CFO services, and reporting built for how your business actually works.
You built a great funding business. Your finance infrastructure hasn't kept up.
Most accounting firms weren't built for MCA. The result: late closes, misaligned books, and a finance team that's always one step behind your deal flow.
Your Accountant Doesn't Know MCA
Factor rates. RTR schedules. Holdback accounting. Default reserve methodology. Most accountants ask you to explain these every single month. Your finance partner should already know.
Month-End Close Is a Scramble
Whether you're running a fund, deploying your own capital, or syndicating deals, your books close late, your G/L doesn't reflect how your deals actually work, and you're spending time you don't have cleaning up entries that should have been right the first time.
Your Finance Setup Hasn't Kept Up With How You Operate
MCA funders take many forms, and most accounting firms only know how to serve one. Whether you've grown into a fund structure, operate with a line of credit, syndicate deals, or deploy personal capital, your finance infrastructure needs to reflect how you actually work.
What Cassia CFO Handles for You
From fund administration to tax compliance, we provide the full stack of finance infrastructure, purpose-built for MCA operators at every stage and structure.
Fund Administration
Monthly NAV, investor capital account statements, waterfall calculations, and LP reporting. Built for MCA deal structures: factor rates, RTR schedules, participation agreements.
Fractional CFO
Strategic financial oversight, lender relationship support, board-ready reporting, and cash flow forecasting. Senior-level thinking without the full-time hire.
Investor Reporting
XIRR/IRR by tranche, deployment pace dashboards, loss reserve analysis, and quarterly investor letters. Everything your LPs are going to ask for, before they ask.
Controller Services
Month-end close, GL management, multi-entity consolidations, and intercompany eliminations. Clean books, every month.
Tax & Compliance
K-1 preparation, pass-through elections, state nexus analysis, and annual filing coordination. Done right, filed on time.
What Working With Cassia Actually Looks Like.
Three real scenarios. Real problems. Real outcomes.
The Syndicator Who Couldn't Answer His Own LP
"An MCA syndicator came to us after spending three hours on a call with a capital partner who wanted to know his exact return on a specific deal from eight months prior. He couldn't answer the question. Within 60 days of onboarding, every deal had its own account, every participant had a ledger, and he could answer that question in under two minutes."
The Fund Manager Whose Books Closed on Day 23
"A $30M MCA fund manager was closing books on day 23 of the following month, which was too late to issue LP reports and too late to catch errors before they compounded. We rebuilt the close process around their deal structure. They now close by day 9. LP reports go out on day 12."
The Individual Funder Who Didn't Know His Real Yield
"A funder was deploying personal capital across 40+ positions per quarter and tracking performance in a spreadsheet. He thought he was yielding 28%. His actual blended yield, accounting for slow payers and defaults, was 19%. We built the infrastructure that gave him the honest number and helped him price new deals accordingly."
From Discovery to Institutional Infrastructure in 30 Days
A structured, transparent onboarding process: so you know exactly what's happening, what it costs, and when you'll see results.
1
Discovery Call (30 min)
We learn your fund structure, entity count, investor base, and current pain points. We'll tell you exactly what we'd build and what it costs — on the call.
2
Scoping & Proposal (Week 1)
We map your entity structure, chart of accounts, reporting requirements, and close cadence. You receive a fixed monthly fee proposal within 5 business days.
3
Onboarding (Weeks 2–4)
We build your reporting templates, connect your systems, reconstruct any historical data needed, and run your first close alongside your team.
4
Ongoing Operations
Monthly close, investor reports, LP communications, and CFO oversight: handled. You focus on deploying capital.
Ready to Run Your Fund Like an Institution?
Schedule a 30-minute discovery call. We'll tell you exactly what we'd do, how we'd structure your finance infrastructure, and what it costs. No ambiguity, no hourly billing, no surprises.